Now imagine staying up for two days straight after a fire forced you to leave your home. Your insurance agent has asked you to provide a Home Inventory to begin the claims process. You are so overwhelmed that you have no idea where to start.
Creating a Home Inventory seems like one of those tasks that you will get to "some day," and yet should be often times be moved up on the priority list. There are varying levels of detail that can be put into these.
How to Create A Home Inventory:
The best way to complete an inventory would be to have some visual documentation along with your notes, receipts, and manuals.
- Video: Use video to walk through your home and capture all items, serial numbers, and histories in one step. You could say soothing like: "Ibanez guitar purchased new from Keith's Guitar Shop in Madison for $199 in December 1998." Take video of the guitar as well as any identifying information such as a serial number.
- Photograph: Smart phones provide a great way to capture photos and upload to the Cloud for easy retrieval. Digital camera also work great and just require an additional step. You can take more than one photo of an item. Serial numbers are great to document this way.
- Itemized List: List each room and the contents. Include brand, purchase history, appraisals, serial numbers, and detailed description.
- Software: There are many programs out there! I am testing a few so I will be coming out with a list of suggestions in the future.
Do not wait for the perfect solution to getting your home inventory documented. Use pen and paper if you have to. The important thing is to get it done!!!